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Archive for the ‘Real Estate’ Category

Recession Creates Opportunity!

Posted by Marietta chiropractor on March 15, 2010

Because of my banking and real estate background, I have an opportunity to consult with chiropractors about their business.

I was working with a particular chiropractor today on negotiating the lease for her new practice. The negotiations had gone well with some excellent concessions on the perfect location for her business. That’s when she started to doubt herself. Apparently, she had heard on the news that the economy was SO bad that there was a 12 month supply of empty office space on the market. “Should I rethink even starting a practice now?”

While I’m aware of the state of the economy, you should be VERY leery of blanket statements about how bad things are. There is NEVER a better time to start a new business or make the right investment than in a recession, ESPECIALLY a deep recession like this one. Certainly, there are LOTS of empty buildings and space for lease and there are lots of folks going out of business and layoffs and lions and tigers and bears! Oh my! HOWEVER, in the midst of all the bad news there are lots of GOOD NEWS!

Sure, there IS plenty of empty space and folks are going out of business and there are layoffs. BUT, look at it from another perspective. For THIS particular chiropractor, there was only a FEW places that would work for her. The space we found was the PERFECT size in the PERFECT location with a MOTIVATED landlord and LOWER RENT than should EVER have been able to find just a year ago! Furthermore, there is an abundance of highly qualified folks willing to work for almost anything just to have some income.

So, before you buy into the gloom and doom of the recession, understand that it creates great opportunities for small businesses to flourish. So, get to work seeking, even creating great opportunities for yourself TODAY!

Posted in Alternative health care, Blogroll, Business, Chiropractic, Economics, Entrepreneurs, Finance, Health care, Life, motivational, Real Estate, self help, Small Business | Tagged: , , , , , | 2 Comments »

Introducing The Membership Practice

Posted by Marietta chiropractor on January 19, 2010

Posted in Alternative health care, Blogroll, Business, Chiropractic, Economics, Entrepreneurs, Ethics, Fitness, Health care, health insurance, Health Issues, Insurance, Real Estate, Small Business, wellness | Tagged: , , , , , , , , | 1 Comment »

Thanksgiving and Social Networking

Posted by Marietta chiropractor on November 25, 2009

What a great networking opportunity Thanksgiving represents!

Now, you may think this is somewhat cynical.  Just the idea of using a holiday gathering of family and friends SHOULD be an occasion free from businesses and sales pitches.  And of course, you are right, somewhat.

After everyone has gotten and given their hugs and everyone is caught up on “family business”, what do we do?  Well, there’s the meal, dessert, then football or conversation.  But, how many times have you gotten into conversations with friends and relatives about some of the challenges they might be having?  How many times in the past have you simply let the topic pass and never give it another thought?

If you are involved at all in “social networking” for your business, I want you to approach things differently this year.  Take your Rolodex with you!  Not (necessarily literally, but maybe) with you.  Instead of trying to sell your own business to your family and friends, try helping THEM by sharing your contacts with them!  What better way to give a gift than to help someone you know than to introduce them to someone else you trust.

What better way to give “Thanks” than by “Giving” your shared friendships to others in a way that helps everyone?  We sell best when we sell least.  People refer to people they like.  So, strive to be the kind of person people like.

In America, we have much for which to give thanks.  Thanksgiving is not as much about celebrating your faith as it is about celebrating life.  Take nothing for granted.  Life is too short and too precious to complain.  Look for the good in all things and in everything.  Remember, regardless of how bad our own situation may be there is always someone worse off.  In all things give thanks.

Posted in Alternative health care, Blogroll, Business, Chiropractic, Economics, Entrepreneurs, Health care, Life, motivational, Real Estate, self help, Small Business | Tagged: , , , , , , , , | 1 Comment »

Gloom and Doom Are For Sissies!

Posted by Marietta chiropractor on October 31, 2009

Because of my banking and real estate background, I have an opportunity to consult with chiropractors about their business.

I was working with a particular chiropractor today on negotiating the lease for her new practice. The negotiations had gone well with some excellent concessions on the perfect location for her business. That’s when she started to doubt herself. Apparently, she had heard on the news that the economy was SO bad that there was a 12 month supply of empty office space on the market.  “Should I rethink even starting a practice now?”

While I’m aware of the state of the economy, you should be VERY leery of blanket statements about how bad things are. There is NEVER a better time to start a new business or make the right investment than in a recession, ESPECIALLY a deep recession like this one. Certainly, there are LOTS of empty buildings and space for lease and there are lots of folks going out of business and layoffs and lions and tigers and bears! Oh my! HOWEVER, in the midst of all the bad news there is lots of GOOD NEWS!

Sure, there IS plenty of empty space and folks are going out of business and there are layoffs. BUT, look at it from another perspective. For THIS particular chiropractor, there was only a FEW places that would work for her. The space we found was the PERFECT size in the PERFECT location with a MOTIVATED landlord and LOWER RENT than should EVER have been able to find just a year ago! Furthermore, there is an abundance of highly qualified folks willing to work for almost anything just to have some income.

So, before you buy into the gloom and doom of the recession, understand that it creates great opportunities for small businesses to flourish. So, get to work seeking, even creating great opportunities for yourself TODAY!

Posted in Alternative health care, Blogroll, Business, Chiropractic, Economics, Entrepreneurs, Finance, Health care, Life, motivational, Politics, Real Estate, self help, Small Business, wellness | Tagged: , , , , , , , | Leave a Comment »

Posted by Marietta chiropractor on June 8, 2009

Why do customers leave or not refer? http://ping.fm/mRjAb

Posted in Alternative health care, Blogroll, Business, Entrepreneurs, Real Estate, wellness | Tagged: , , , , | Leave a Comment »

Recessions are GOOD! That’s When We Build MARKET SHARE!

Posted by Marietta chiropractor on June 1, 2009

Frankly, it’s easy to get discouraged if you listen to all the news.  And to be honest, the news is mostly BAD right now.  BUT, recessions are GOOD!  Recessions are the market’s pruning shears.  Sometimes, wild growth makes the vine less fruitful.  So, pruning actually helps it grow better, more orderly and more fruitful.  An old real estate speculator friend of mine once told me, “Buy on bad news.  Sell on good news.”  It took me a few minutes to understand fully what he was telling me.  Essentially, he was telling me that the VERY best time to invest is when everyone else is selling and the best time to sell is when everyone is buying.

The same hold true when you think about how you’ll do business through these rough economic times.  But, NOW is THE time to expand your market share.  Lower your price if you must.  Offer specials to get rid of stale inventory while attracting potential new customers.  You’ll have plenty of opportunities LATER to reap your rewards in terms of profits.

So, keep your strategies simple NOW.  KEEP your existing clients and GET new ones.  Be active in the market.  Be enthusiastic about your product or service.  Give people a REASON to do business with you NOW!

Posted in Alternative health care, Blogroll, Business, Chiropractic, Economics, Entrepreneurs, Finance, Health care, Health Issues, Life, motivational, Politics, Real Estate, self help, Small Business | Tagged: , , , , , | Leave a Comment »

How might the financial market crisis affect your healthcare?

Posted by Marietta chiropractor on October 7, 2008

Good question.  Probably NOT the first thing folks think about when they hear and read reports about the (almost $1 TRILLION) Government bailout of the financial industry.  However, this nonsense will ripple throughout our entire economic sytem with repercussions not yet considered by our “leaders”.

The real estate, banking, securities and insurance industries are all linked in a variety of ways.  In good times, insurance companies are flush with cash and invest heavily in the stock market and real estate.  Also during good times, bankers tend to get a little over-enthusiastic and get very aggressive in their lending.  As we have seen from this “bailout” madness, securities firms speculated on the value of real estae and bought and sold essentially worthless mortgage backed securities in astounding volumes.

As the market turned, all of these entities became less liquid and started pulling in their horns.  If it were just one bank, or securities firm or insurance company, there would be virtually no problem as a result.  However, everybody involved started pulling back at the same time and in a drastic way.  The result is what we are seeing right now,  a liquidity crisis throughout the financial industry.

So, just how will all this affect your healthcare?  Good question.  Specifically with insurance companies, I think you’ll see a few things happen.  As they try to improve their liquidity, I think you’ll see premiums increase while payouts are tightened.  In other words, t’s going to cost you more to have insurance AND it will pay you even less than before IF they pay, at all.  You can expect underwriting criteria to get insurance to get much toughr.  You may see your healthcare providers ask you to pay up front and have your insurance company reimburse ou directly.

So, how might you deal with this scenario?  One alternative might be to purchase a higher deductible insurance policy.  Another would be to think twice about even using your insurance.  Isn’t THAT a heck of a note?  Pay out the nose for insurance and not be able to use it.  Still another might be to seek out providers that operate on a cash basis and offer reasonable fees based on what YOU need instead of what your insurance policy might pay.

However you decide to deal with this situation in the banking and finance industry, you should keep your debt down and try to manage your expenses as much as possible.  Stay healthy and on the job.  If you need to find a good chiropractor to help you stay healthy and on the job, just let me know.  I have friends that can help you stay on the job AND save money while doing so.  Best wishes.

Posted in Alternative health care, Blogroll, Business, Chiropractic, Economics, Entrepreneurs, Finance, Health care, health insurance, Health Issues, Insurance, Politics, Real Estate, Small Business | Tagged: , , , , , , , , | Leave a Comment »

Panic, fear and the financial bailout. Just say “NO!”

Posted by Marietta chiropractor on October 1, 2008

Here we sit on the eve of another vote by the U.S. Senate on the $700 BILLION bailout of the financial industry.  We’re told that if this bailout plan is not passed immediately (virtually WITHOUT review) that we could be headed for another Great Depression and that people retirement accounts will vanish into thin air.  As for me, I say “STOP!”

If a problem that has taken AT LEAST a decade (probably two) to manifest itself, how can we expect it to be restored with ONE fell swoop of the Congress.  And worse, how can we expect any different results when the VERY same people who allowed this debacle to be in charge of doling out the money?

The collective wisdom of a HUGE majority of Americans are skeptical (at best) about the validity of doomsday predictions if the Paulson Plan fails to pass.  Most Americans STILL oppose the bailout.  Yet, despite the will of the majority of Americans, arrogant politicians apparently feel that you are simply stupid and can’t possibly understand the complexities of the issues at hand.  However, those politicians don’t seem to understand that what the electorate DOES understand is that If business is allowed to profit from such careless practices, then businesses should be allowed to FAIL when those practices cause them financial calamity.

This whole scenario is akin to going to the doctor when you have a cold only to be told you MUST check in TODAY for emergency surgery WITHOUT fully explaining to you what is wrong, what are the procedures being recommended and why, and what are your chances of recovering or even dying on the operatiing table while TELLING you to sign a waiver “just in case” something goes wrong.  Who wins in THAT scenario?  Certainly not you, the patient, who will pay the bill and deal with the consequences?  In that scenario don’t you AT LEAST deserve a full explanation, including your alternatives, of what is being proposed?  And shouldn’t you KNOW the risks involved?

This bailout of the financial industry is simply wrong.  Our economy is essentially strong.  And, just like your body is designed to absorb dead and dying cells and use them for good and eliminate any waste, so would a free market do with these failed institutions.  In fact, just look at the Washington Mutual and Wachovia situations.  Both banks assets were acquired without hurting anybody but their stockholders.  As a result of their failure, another bank will be able to expand and provide better service than what existing customers may have been able to expect from a struggling bank.

Do NOT be swayed by fear and panic.  As the old saying goes “Haste makes waste”.  Allow the free market to deal with this mess.  It really is the best way to get through this with the least harm to the most people.  And the next time someone tries to scare you into acting out of fear, simply tell them “NO!”

Posted in Alternative health care, Blogroll, Business, Chiropractic, Economics, Entrepreneurs, Ethics, Finance, Health care, health insurance, Health Issues, Life, Politics, Real Estate, Small Business, vaccination, wellness | Tagged: , , , , , , | 2 Comments »

Why would you pay your chiropractor $50,000?

Posted by Marietta chiropractor on August 17, 2008

Sometimes we get so caught up in just getting through life that we forget to get anything FROM it.  Let me explain, at least in healthcare terms although the concepts apply to almost every aspect of our lives.

In our modern world we seem to take for granted that we go to the doctor for our annual physical and whenever we have some problem that pops up that we don’t understand or scares us.  That means, we basically deal with our health on a fear basis always worrying about what might be wrong or what might go wrong.  Pretty scary IF you think about it.  Most people choose to just not think.

Chiropractors are guilty of this same mentality in many cases.  Much of our marketing centers around what’s WRONG with you instead of what’s RIGHT.  I was talking with my best client the other day about this concept.  You see, I go TO this client every week.  He’s 50 years old, owns 3 companies, has 20 employees, an airplane, vacation home and a great income.  One thing he DOESN’T have is a lot of time to spend sitting in a doctor’s office reading out-of-date magazines.

As we were talking he shared a powerful perspective.  I’ve always known that he enjoyed and appreciated his regular adjustments.  And, I’ve always known that his employees appreciate their chiropractic care, they miss fewer days from work because of illness or injury and are generally more productive than those employees that choose not to get adjusted.  But, I was a little surprised when he told me that even if none of his employees ever got adjusted, he’d still be willing to pay twice as much as he now does for those weekly visits.

My client’s company pays me $1000 a month to pay weekly visits to his office.  Those employees that want it, get adjusted.  They also get to ask questions about health issues and other related issues.  My client refers back to a situation he had had with a shoulder problem.  His orthopedist recommended physical therapy and mentioned the possibility of surgery.  Well, the physical therapy was torture and did no good, whatsoever.  And, we simply was not going to have surgery.  So, when he asked me, I told him honestly that I didn’t think it was a chiropractic problem and recommended he talk to a personal trainer I know.  Long and short of the story is his shoulder problem has cleared up without painkillers, PT or surgery.

I’ve been taking care of this fellow and his employees for 5 years now.  Neither he nor I have any intention of ever stopping the arrangement.  He states openly that those regular adjustments have literally changed his life and that he simply can’t imagine ever going without chiropractic care again.  He’s even threatened to take me on vacation with his family.

If you own a business and your time is simply to valuable to spend at a doctor’s office and are open to a new way to build health and performance, you should give serious thought to hiring a chiropractor as part of your health, wellness and performance team.

Posted in Alternative health care, Blogroll, Business, Chiropractic, Entrepreneurs, Fitness, Health care, health insurance, Health Issues, Life, motivational, Politics, Real Estate, self help, Small Business, wellness | Tagged: , , , , , , , , , | 1 Comment »

Why Real Estate Agents Need a Chiropractor

Posted by Marietta chiropractor on August 13, 2008

It’s simple, really.  Real estate agents are under so much pressure on an ongoing basis that it affects their health and, eventually, their ability to work effectively.

Having been in both residential and commercial real estate, I have experienced firsthand the thrill of victory and the agony of defeat that defines the business.  I closed a 700 acre land assemblage at the end of 1996 just before we entered the last recession.  The contrast in highs and lows of that experience drove me into the residential end of the business.

Having had all the fun I could stand on the listing side, as soon as I learned about exclusive buyer agency, that’s the route I took.  I really enjoyed working with homebuyers (mostly) because you KNEW there was a good chance that THAT relationship would probably lead to a closing.  Well, as anyone reading this post knows, things don’t always work out that way.  Although the sire of the transactions were much smaller than I had experienced in the commercial real estate realm, the contrasts were still stressful on the mind, the body and the spirit.

Once I realized the effects stress can have on the body and the role chiropractic care could play in alleviating that stress, I undertook the task of becoming a chiropractor.  And, I must tell you that I haven’t been disappointed.  If you’ve read any of my other posts you know that I’ve seen seizures stopped, blood pressure lowered, hemorrhoids eliminated, acid reflux reversed, back and neck pain controlled and headaches vanquished.

Given the stress real estate professionals endure, it only makes sense that they should include a chiropractor on their health team.  And since many agents don’t have adequate (?) health (?) insurance, a chiropractor who focuses on long-term wellness care and with reasonable cash-based fee systems makes more sense than those with heavy insurance oriented fees and who practice purely from a pain management perspective.

If you know a real estate professional who seems to be bending under the pressure, forward this post on to them.  Better yet, have them contact me.  I’ll help them find the right chiropractor for them.

Posted in Alternative health care, Blogroll, Business, Chiropractic, Finance, Fitness, Health care, health insurance, Health Issues, Insurance, Life, motivational, Real Estate, self help, wellness | Tagged: , , , , , | 1 Comment »