A Different Way

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Posts Tagged ‘Membership Practice’

HAPPY GIVING THANKS.

Posted by Marietta chiropractor on November 23, 2015

thanksgivingAs I sit here contemplating this particular Thanksgiving week with all the craziness in the world AND in America, I realize there is much for ME to give thanks.

I was born a free man in the United States of America, a nation maligned by many who take so much for granted. For all that America has been blamed, it still has done more to improve the life of hundreds of millions of people around the World. It is STILL the place where the World seeks refuge and opportunity.
I was born a Southerner. As such, I was taught manners, respect for women, strength of character, duty, honor, to protect the weak and to love my country.

I am thankful for the United States military. Military service gave a young man discipline and direction when it was much needed. It also allowed me to earn a college education and the chance to be more than what my past had prepared me.

I have been blessed to have finally realized my calling and purpose of serving God by serving my fellow man as a chiropractor focused on freeing people’s locked potential for expressing life, health, happiness and prosperity. I get to help babies, kids, families and individuals in all walks of life. It’s also a great avenue for sharing the message of a bigger Design for people’s life and potential. I’m a crazy chiropractor and that is awesome!

I have two great kids who are smart, productive and who love their parents. They understand their potential and want to make the World a better place in their own ways.

Finally, I’m grateful to have been pulled from a morass of despair and hopelessness by a Loving God who set me free to be me. I have found in the darkest of times that His Grace is sufficient and gives me a peace in the midst of any storm.

Oh yeah. I am grateful for the many friends I have who tolerate my sometimes weird sense of humor, my Conservative political philosophy.

HAPPY GIVING THANKS!

Posted in Alternative health care, Blogroll, Chiropractic, Christianity, Economics, Ethics, military, Politics, religion, self help, spirituality, wellness | Tagged: , , , , , , , , | Leave a Comment »

Are you funcioning in an altered state of consciousness?

Posted by Marietta chiropractor on August 27, 2014

You could be.

You already know that Americans take more drugs of any kind of any other country on the planet.  In fact, ALL the other countries in the World COMBINED take a mere fraction of the drugs that Americans do.  A large portion of those drugs are for diagnosed psychiatric conditions, including Depression, ADD/ADHD, anxiety, bipolar disorder, etc.  Another large portion of those drugs are for pain and other symptoms, and some are taken for chronic health conditions.  Some are prescribed and some are bought over the counter. 

But there’s one thing they ALL have in common, they alter your (and your body’s) state of consciousness.  That’s right.  Every drug you take affects how you see the world.  And how you see the world, determines your thoughts, emotions and actions.

Look.  I’m not saying all medications are bad…in the short term.  What I AM saying is that drugs work BECAUSE they are designed to convince your body it either has something it’s not supposed to have or doesn’t have something it should.  In other words, drugs trick your body into behaving a certain way, whether that is altering chemical levels, suppressing normal immune function or directly affecting your brain and nervous system.

Without saying ANYTHING about all the potential hazards and side-effects posed by taking ANY drug, the long term affect of altering your body’s normal responses to even a single problem can be devastating.  Whether it’s diminished function of a particular system in the body or bad decision making or outright addiction, they all lead to a lower quality of life for you, your friends and associates, and your family members.  When you multiply that by the tens of millions of people taking drugs/medications, you can see the potential harm to an entire culture.

The thing I love most about Chiropractic is that it’s purpose is to help you function at a higher lever NO MATTER what your current circumstance may be.  And the longer you function at higher levels of awareness, the better your life can be.  Imagine how different your life would be right now and how much better it could be if you improved your thoughts, decisions and actions could improve by just 10%.  I think it would be remarkable.

Do what you can to get clean and stay clear.  Your life will thank you for it.

Posted in Alternative health care, Blogroll, Chiropractic, Health care, Health Issues, Life, self help | Tagged: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a Comment »

God’s Plan and Chiropractic

Posted by Marietta chiropractor on June 10, 2013

Funny thing about “God’s Plan”.  I hear that term used in so many scenarios, I used to wonder just what “God’s Plan” for each one of us really is.  Some people justify their misery by saying it must be part of “God’s Plan”.  Some credit their success to “God’s Plan”.  It seems (sometimes) like the ending of Will Smith’s “Men in Black” movie where the gods are playing marbles with all the planets and their inhabitants.

I’m not buying it, though.  I have a whole different take on “God’s Plan”.  And, I’ll make the  connection to chiropractic in a minute.  Be patient.

I DO believe that all the Universe was Created and that part of that Creation included a Design with natural laws to hold everything in place and keep everything balanced over time.  And, that that organization is apparent in ALL living things.  This Organization is designed to help living things achieve their maximum life potential.  In other words, a tree will use all resources available to it (including light, air, water and nutrients) to grow as tall as it can and to produce as many other little trees as it can.  It’s the same with any animal of any species.  They eat, drink, sleep and mate in order to live and perpetuate life.

You and I are Designed the very same way, with a little quirk.  Being at the top of the food chain, makes it a little easier for us humans to move up Maslow’s Hierarchy of Needs.  While we DO still have the natural drive to eat, breathe, sleep and procreate, we also were Given the power to reason.  Sometimes, I wonder if that power is a gift or a burden.  Some use that power to conceive, perceive and achieve at incredible levels while others use that power to enslave themselves and limit their own potential to achieve and enjoy life.  To me, it is incredible how the very SAME power propels some to unbelievable heights while enslaving others in fear and doubt.

Given all that, I personally believe God’s Plan for every person on this planet is to use ALL of Creation to achieve great things and to serve Mankind in tremendous ways.  In fact, I believe that the best way to glorify God is to make the fullest and best use of ALL of Creation, including yourself.

As a chiropractor, my main job is to help people understand the power they have to be healthy, happy and fulfilled.  The other part of my job is to locate and remove a physical source of interference in how that is manifested in their body, health and life.  When I do this, miracles happen in my office.  Sometimes the miracle is an unexpected healing… by established “knowledge”.  Sometimes, it is someone being able to sleep an entire night through for the first time in years.  Sometimes, it is the return of clear thinking and peace of mind.  Sometimes, it becomes the catalyst for someone turning their entire life around.

If indeed we were made in the “image and likeness” of the Creator of all things, then the “Plan” for you and me is greatness.  I believe that you really were endowed with seeds of greatness and that “God’s Plan” for you is great beyond your wildest dreams.  There are only two things you need to get there.  First, you must accept that your were Designed for greatness.  Second, you must remove the barriers to your ability to get there.  Okay, there is a third thing.  You must ACT on that understanding and put the Plan to work in your life.

I wish you the best in your journey.

Posted in Alternative health care, Blogroll, Chiropractic, Christianity, Entrepreneurs, Fitness, Health care, Health Issues, Life, motivational, religion, self help, spirituality, wellness | Tagged: , , , , , , , , , , | 1 Comment »

Chiropractic and the senior citizen

Posted by Marietta chiropractor on June 7, 2013

Why would an 87 year old lady choose a chiropractic membership?  So she can enjoy her life to the fullest!  That’s why!

Chiropractic is good for anybody and everybody!

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Chiropractic and a Better Life

Posted by Marietta chiropractor on April 29, 2013

There’s not an aspect of your life that is not affected by your nervous system.  It doesn’t matter if it’s how your body functions, how your relationships work, how successful your career is or even your spiritual life.  In fact, I’ll be so bold as to say that your nervous system is THE physical link between your potential and your reality.

You see, your Central Nervous System (brain and spinal cord) is the first system in the body to develop when a woman becomes pregnant.  By virtue of that alone, every single tissue, organ and system in your body derives from your nervous system.  That just means that ANY stress on your nervous system will absolutely have a negative effect on how your body functions.

Even more important is the fact that how you perceive your inner and outer world directly affects the decisions you make at every level of your life.  A dirty filter makes for faulty decisions.  A pile of faulty decisions can mess up your life.  A lifetime of bad decisions can ruin your life and many others connected to you.  So, wouldn’t it make sense that a healthy nervous system is necessary for a healthy, whole and happy life?  Absolutely!

OK.  So where does the chiropractor come in?  Glad you asked.

While many people (including lots of chiropractors) think that chiropractic is best suited for back pain and headaches, that barely scratches the surface.  When a chiropractor makes a valid adjustment to the spine (primarily at the top of your neck) everything works better.  And, I mean EVERYTHING!  Sometimes, you may not notice it right away.  BUT, you ARE better right then, right there.  As time passes and you stay adjusted, you become well-adjusted.  THEN, life begins to look a whole lot different.

And, guess what.  You don’t even need symptoms to benefit from what a good chiropractor can do for you.  All you need is to be alive and to want to be MORE ALIVE!

So, how do you find this special kind of chiropractor?  The first clue is that they don’t advertise about pain or symptoms.  Their ad in the phone book might include ONLY their name, address and phone number.  They’re called “Principled” chiropractors or DE chiropractors or upper cervical chiropractors.  And if all else fails, you call or write me.  I’ll find one for you.

Till then, remember that “Nothing is bigger than LIFE!”

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Five Reasons to Choose a Chiropractic Membership Practice

Posted by Marietta chiropractor on April 3, 2013

1.  Convenience – Most Membership Practices operate on a “walk-in” basis.  Because you don’t need an appointment, you work your visits to the chiropractor into YOUR schedule instead of working your schedule around your appointment.  Our job is to simplify your life and help you de-stress NOT to further complicate it.

2.  Simple Fees – One of the key features of a Membership Practice is predictable fees.  Most Membership Practices offer unlimited visits at a fixed fee, making the cost of regular chiropractic care predictable and affordable.  Simpler fees make third party reimbursement unnecessary, even obsolete.

3.  Privacy Rights -Because insurance is not involved in a Membership Practice, you never need to worry about your information being reported to an insurance clearing house.  Many people have experienced problems with information reported to agencies like the credit bureau or Medical Information Bureau.

4.  More and Better Service – Because the focus is on YOU and not your insurance company, you get exactly what you need and exactly what a chiropractor is REALLY trained to offer, the chiropractic adjustment.  Your time is not wasted on treatments or therapies that may not be needed but MAY BE covered by insurance.  Because the membership chiropractor’s focus IS the adjustment, you tend to get better adjustments AND you get in and out quicker, saving you time and money.

5.  No Conflicts of Interest – Because your relationship is with the chiropractor and the chiropractor’s relationship is SOLELY with you AND because what you pay your chiropractor is FIXED, you never have to wonder if his/her recommendations are for YOUR benefit OR their student loan or new car payment.  You KNOW that their recommendation is based on YOUR need and NOT their need.

A chiropractor that has chosen to offer a Membership Practice, has done so in order to help more people by providing JUST chiropractic care at an affordable price and in a manner that makes your life simpler and more powerful.

Oh, here’s a link to Chiropractic Membership Practices all across America just in case you were wondering if there was one near you.

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Workers Compensation, Your Company & Unlimited Chiropractic Care

Posted by Marietta chiropractor on September 10, 2012

I have NEVER liked Workers Compensation as a chiropractor or a business owner.  However, I do realize that workplace injuries do happen and there should be some form of compensation for medical bills and income lost due to injuries caused simply by the nature of the job.  Anything that sets up an adversarial relationship between employee and employer can never be a good thing.

As a chiropractor, the concept of being a Workers Compensation provider has become extremely repugnant.  Granted, lots of folks do hurt their backs while at work and chiropractic care CAN help them recover and get back to work.  However, as has become the case with most forms of third party reimbursement, Workers Compensation has become a source of easy money for many in my profession.  It’s also created an environment that has brought some ill-repute to chiropractic.  Even though the cost of chiropractic care is well below the cost of back surgery and extensive physical therapy and rehab, it has gotten to the point where many states are making it difficult for chiropractors to even participate in Workers Compensation programs.

While chiropractors on one end of the spectrum have milked the third party cow just about dry, there is another group of chiropractors that companies ought to consider as part of its benefits and risk management team.  These chiropractors offer what has become known as chiropractic membership practices.  A chiropractic membership practice provides unlimited chiropractic care at a fixed fee usually over a specific period of time, typically for a year.  The program is designed for lifetime wellness care, though.

The membership practitioner works from a performance perspective.  Their objective is simply to take stress off the nervous system so folks can move toward their greatest potential at work, at home and at life in general.  When this happens, people are more rested, alert and less stressed.  What this means at work less time missed from work due to illness, injury or family trips to the medical doctor.  What this means to the employer is fewer Workers Com claims, fewer health insurance claims, improved morale and more productivity.  And, we all know that fewer Workers Comp and health insurance claims means lower premiums and eventually a better bottom line.

In my next blog, I’ll show you ways your company can use a chiropractic membership practice for your company and employees.

Posted in Alternative health care, Blogroll, Business, Chiropractic, Economics, Entrepreneurs, Ethics, Finance, Health care, health insurance, Health Issues, Insurance, Small Business, wellness | Tagged: , , , , , , , , , , , | 2 Comments »

Price Elasticity and the New Chiropractic Reality

Posted by Marietta chiropractor on August 24, 2012

I love Economics, often called “The Dismal Science”.  The short definition of Economics is that it’s the study of the allocation of scarce resources.  Like many things in Economics, scarcity is a relative terms.  Tow of the great caveats in Economics is “What if” and “it depends”.  In other words, Economics really is a study of behavior as it relates to stuff.  Stuff like money and the stuff we substitute for money.

Since entering the world of healthcare (specifically Chiropractic) over 20 years ago, I’ve watched with great interest the games providers play with Economics and how really naive the healthcare business is when it comes to the Dismal Science.  It’s really amazing, too, how ignorant lawmakers, regulators and administrators are about the economics of healthcare, too.  But, I’ll focus on Chiropractic in order to keep my interest high and this article short.

We all know about Economics’ Law of Supply and Demand.  We also understand that the greater the demand for a given product or service at a given level of supply, the higher the price of that good or service.  Further, we know that given a certain level of demand the quantity supplied can affect the price of a product or service.  There is an additional concept within the Law of Supply and Demand called “elasticity”, which basically is how widely supply and demand changes given changes in the price of a product or service.

OK.  Enough background.  What I want you to see are the dramatic changes facing the chiropractic profession because of the Law of Supply and Demand and the Price Elasticity of Demand for chiropractic services.  Over the last 30 years, chiropractors have benefited (?) from relative parity with other health professions when it came to 3rd party reimbursements like health insurance and Medicare.  Prior to that, chiropractors were paid directly by consumers of their service.  As a result, fees were relatively low.  After “insurance parity” chiropractic bills skyrocketed.  For the longest time, the chiropractors’ bills were rarely questioned.  And as long as patients were required to pay little or nothing out-of-pocket, they flocked to chiropractors’ offices and everybody was happy.

Eventually, the profession began to choke the goose with the golden egg.  Managed care came on the scene and the scrutiny of chiropractic bills began.  Deductibles and copays started increasing.  In other words, patients were being required to take cash out of their pocket to pay for a portion of their chiropractic care.  At that time, we began to see serious competition among chiropractors themselves but also with physical therapists and MDs..  It seems that MDs could bill greater amounts with fewer out-of-pocket requirements than the chiropractors.

Chiropractors found that even the slightest increase in out-of-pocket expense caused a drop-off in consumer demand for chiropractic services.  So, the natural response was for the chiropractor to waive out-of-pocket costs or NOPE, no out of pocket expense.  Problem was, that tactic was deemed illegal under fraud statutes. Chiropractors started going to jail NOT in righteous protests but for fraud.

The next response by the profession was “exhaustion of benefits”.  Under this approach, a care plan would be rendered based partly on what a person’s insurance coverage was.  The amount covered would be subtracted from the calculated cost of the care plan at the doctor’s per visit rate (including covered therapy modalities) and the balance either paid up front with a discount or spread over the life of the care plan.  This approach has come under great scrutiny by both legal and regulatory authorities.  Hopefully, this practice is almost gone.

But, the history of chiropractic economics has shown that the Price Elasticity of Demand is very significant.  this just means that even though chiropractors had been paid very well for at least a couple of decades, that income was the result of creative billing and lax  oversight by 3rd party payors and NOT because they competed directly for consumers on a cash basis.  Over that time, chiropractors began to equate their value with their gross income instead of the REAL demand for chiropractic services by the cash paying customer.  Many of those same practitioners have been teaching chiropractic students over the last decade or two that there is no price competition and that they should expect (even demand) a high level of reimbursement.

The sad reality is that insurance coverage for chiropractic services is almost gone in America.  Chiropractors are now in an environment where they must compete with each other for clients but with alternatives that may still be receiving some 3rd party payments while the DC is not.  In other words, there a lots of chiropractors charging rates based on what used to be paid by someone OTHER than their patient.  And as we all know, no one spends their own money like they’d spend someone else’s.

So, what we have in chiropractic now are thousands of recently graduated chiropractors who entered school to become a doctor who didn’t have to work hard while making lots of money entering a market where there is little or no 3rd party pay and an economy where people are squeezing every penny out of every dime just to make ends meet.

The new economic realities of the chiropractic profession are that students owe at least twice (in student loans) what they can expect to earn in a year.  The average income for chiropractors is falling as is the average fee for service.

Today’s chiropractor is ill-equipped to face the new market realities.  He/she must become excellent marketers, well versed in public speaking, one-on-one selling, social and business networking and business management.  They will work in smaller offices with lower overhead, smaller staff, lower incomes and lower fees.  The competition for the old reliable NMS conditions will be hard to wrench from the hands of orthopedists and physical therapists.  They will be forced to improvise their approach or seek other careers, like teaching Biology at the local middle or high school.  Not exactly what they borrowed $200,000 to end up doing.

The new reality is that chiropractors will almost be forced to narrow their scope like chiropractors of old, offer fee systems that are reasonable for most individuals and families to pay out of pocket and to sell chiropractic like BJ Palmer did in his time and Sid Williams in his.  As for me, I am glad to see this change coming.  But, I don’t think my profession and its system of learning and regulation are.  I guess time will tell.

 

 

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The Membership Practice: Fees For Life!

Posted by Marietta chiropractor on August 22, 2012

I get lots of angry feedback from many fellow chiropractors about my “low fees” and practice style.  You see, my fees range from $89 a month for an individual to $149 for an entire family for regular chiropractic care.  It seems they deem my fee and practice structure as less than “professional”, insisting that your experience at the chiropractic office should be virtually the same as that in your MD’s office.  One replied on a Facebook forum about a blog post titled The Membership Practice:  Walmart and Unlimited Chiropractic Care. asking if one would go to Walmart to consult with a heart surgeon.  Crazy.

Truth is you would NOT go to Walmart to consult with a heart surgeon.  Face it.  You’re probably not going to buy an expensive business suit or cocktail dress there either.  Nor would you seek out a heart surgeon there.  However, millions of people around the country (indeed, the World) shop at Walmart EVERY week for home essentials like non-perishables, etc.  Studies have shown that even wealthy Americans shop at Walmart every week for consumable household goods like detergent, toothpaste, soap, deodorant, etc.

Many of my detractors will ask “What is a chiropractic adjustment worth?  My reply is simple, maybe even a little simplistic.  “A good chiropractic adjustment that does what a chiropractic adjustment should do is PRICELESS!”  OK.  OK.  What SHOULD a good chiropractic adjustment do?  A good chiropractic adjustment helps improve communication between your brain and body enabling you to live a better life, make better decisions and simply be a better you EVERY day of your life!  So, how would I value that?  I’d say “If you include chiropractic into your lifestyle for the next 40 years (and get more out of your life) at my current rate of $89 a month, it would be valued at about $43,000!

And, I’d be glad to let you pay me the Net Present Value of $43,000 today for lifetime care if you’d like.  But, really.  Who’s going to do that?  Right.  Probably nobody.  And, I really don’t want you to pay me up front.  I’d rather you pay me a little bit every month so you can appreciate your investment in your health and your life.

You see, crazy chiropractors like me admit from Day One that you should be checked regularly from now on by your chiropractor.  We also admit that while a chiropractic problem CAN lead to a Medical problem, it doesn’t need to.  We know (and want YOU to know) that your body and life will work better without pressure on your nervous system cause by a slightly misaligned vertebra.  By making it affordable (even CHEAP) we help folks find a way to include regular chiropractic care as part of their health and life maintenance plan.  Hey.  Think about your car.  What’s cheaper, maintenance or repair?  My point, exactly.

So the next time someone tells you the chiropractor wants you to come for the rest of your life, tell them you understand why!  And, tell them you know where they can find one that will make that affordable and easy for them to do.

I know hundreds of chiropractors around the country that offer Chiropractic Membership Plans.  Let me know if you need one.  I’ll help you find them.  And remember, Life is good! 

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Why $69 a month for Unlimited Chiropractic Care?

Posted by Marietta chiropractor on June 8, 2012

I’m asked quite often why I don’t take insurance and why my monthly fee is so low at just $69 a month.Here is as brief an answer to both questions as I can offer.

The Membership Practice is based on the understanding that EVERYONE can benefit from regular chiropractic care and that every man, woman and child should be able to find and afford quality chiropractic care and use it for the rest of their lives to improve and maintain their health and their life.

Why $69 a month?

 

  • It’s a simple fee that anyone can understand
  • It’s low enough that virtually anyone can afford
  • The greatest benefits  of chiropractic care come from time and repetition
  • Flat fee lets YOU know immediately and always what your chiropractic budget is
  • No surprises
  • Prevents conflicts of interest inherent with per visit fees
  • My recommendations are based on YOUR needs not MY fees
  • It lowers the financial risk of trying chiropractic care
  • The Family Membership cost of $129 lets the WHOLE family enjoy the benefits of chiropractic care
  • It’s more like a long-term investment than a  short term expense

Why don’t I take Insurance?

 

  • If you don’t have to file insurance claims for your chiropractic care, it helps keep your premiums lower
  • If you don’t file claims, there’s no entry in the insurance database that could affect your insurance rates or job status in the future
  • Avoid hassles
  • Lower my overhead so I can keep my fees low
  • Reduce paperwork and procedures built around justifying demands of insurance “bean counters”
  • Insurance is designed for catastrophic occurrences that might require hospitalization
  • Chiropractic is designed for health and to keep you OUT of the hospital
  • Insurance is betting against yourself.  Chiropractic is betting ON yourself.

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